DISCLOSURE
Voya is provided to you by your employer as part of your benefits. Voya has not been audited or reviewed by Mercer, and Mercer is in no way responsible for the content, access, or characterization of the services provided.
Insurance products, annuities and retirement plan funding issued by Voya Retirement Insurance and Annuity Company (“VRIAC”), Windsor, CT. VRIAC is solely responsible for its own financial condition and contractual obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services LLC (“VIPS”). VIPS does not engage in the sale or solicitation of securities. Custodial account agreements or trust agreements are provided by Voya Institutional Trust Company. All companies are members of the Voya® family of companies. Securities distributed by Voya Financial Partners, LLC (member SIPC) or third parties with which it has a selling agreement. All products and services may not be available in all states.