My Secure Advantage

My Secure Advantage  


Want to save more and stress less? Throughout life’s journey, you’re going to run into financial roadblocks, questions and decisions, both big and small, that affect your financial future and your success.  With My Secure Advantage (MSA), we’ve got your back, and we’re here to help!

  • Invest in Yourself: Access online tools and resources like easy-to-use budgeting software, view video courses and articles, and schedule consultations with a trustworthy and nonjudgmental Money Coach for optimal support and success.
  • Reduce Stress: Assess your situation, understand your options, then make a plan and move forward! On average, people who work with an MSA Money Coach decrease their financial stress by 45%!
  • Achieve More: The average person working with a Money Coach puts an additional $370 back in their pocket every month, reduces their unsecured debt by $8,000, and improves their credit score by over 50 points! So, what are you waiting for?

*This service has been provided to you by your company free of charge for 90 days; if you wish to carry on service past 90 days, you will be required to subscribe to this service for a fee.

Important notices
Mercer receives compensation, in the form of referral fees, from the third party Financial Wellness suppliers, including My Secure Advantage (MSA) that we link to through the Financial Wellness website. The MSA website may not include all MSA companies or all available MSA offers. By clicking 'Get Started', you will be leaving the Mercer Financial Wellness website and entering the MSA website. Please consult the MSA Privacy Policy for information on how MSA collects and uses your personal information gathered at its website, as MSA’s practices may differ from those of Mercer.

MSA Financial Coaches provide education-based consultations. They do not give financial or investment advice, manage assets, or act in a fiduciary capacity. They instruct and guide in a way that best serves the interests of the Member.

The path to financial wellness starts with MSA

Set goals, access your finances, develop an action plan--and achieve goals you may find difficult to achieve on your own.

"Working with [MSA] has been life changing. My Money Coach has helped me through guidance and coaching to improve my credit score, secure a home loan, plan purchases, create a budget, and pay off debt! Fantastic program!!"

Tell Me More

Learn more about MSA, your financial wellness benefit, with this quick video!
Contact Us

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How It Works


Answers about the program, including eligibility options, enrollment, coaching and more.
  • What is My Secure Advantage (MSA)?

    MSA is your new financial wellness program provided as an employer-funded benefit. That means there’s no cost to you!
  • What will the program do for me?

    The whole purpose of the MSA program is to help you overcome any financial challenge and accomplish any financial goal.
  • What is a Money Coach?

    MSA money coaches are salaried employees, and unlike most financial professionals, they truly have nothing to sell.  Their sole focus is helping people improve their financial lives through one-on-one, confidential and unbiased coaching relationships.
  • What subjects can I discuss with my Money Coach?

    Whether it’s a financial emergency needing immediate attention or a long-term financial goal, your coach can help! Here are some topic examples: budgeting and spending, credit, debt, student loans, identity theft, bankruptcy, taxes, mortgages, short sales, retirement, investing, benefits, insurance and more!
  • Can my spouse/partner join me during consultations?

    Of course – and we highly recommend it!  Not in the same location?  Not a problem.  Your coach can teleconference your spouse/partner into the call.
  • How often do I meet with my Money Coach and how long are consultations?

    Consultations with your Money Coach are typically thirty minutes in length.  Time between consultations varies by individual.  On average you will meet with your Money Coach every seven to fourteen days.
  • What experience does a Money Coach have?

    MSA Money Coaches have completed over 1 million coaching consultations and the team has an average of twenty-two years of relevant professional experience and multiple certifications from the financial services industry. Designations & accreditations:


    AFC® Accredited Financial Counselor®

    Behavioral Financial Advisor™

    Certified Credit Counselor

    Certified Tax Coach™

    CCFS™ Certified College Funding Specialist™

    CCRR® Certified Credit Report Reviewer

    CCRS™ ICFE Certified Credit Repair Specialist™

    CDFA™ Certified Divorce Financial Analyst®

    CFEd® Certified Financial Educator®

    CFP® Certified Financial Planner™ Professional

    CITRMS® Certified Identity Theft Risk Management Specialist®

    CMPS® Certified Mortgage Planning Specialist

    CPA Certified Public Accountant

    CSA Certified Senior Advisor®

    CTEC California Registered Tax Preparer (CRTP)

    EA Enrolled Agent

    Education Loan Analyst™

    Fair Credit Reporting Act Certification

    FRS™ Fraud Resolution Specialist™

    Life and Work Coach

  • When is my Money Coach available to talk?

    Mon - Fri: 6:00 a.m. - 8:00 p.m. PT
  • Is my information kept confidential?

    Yes, MSA does not sell or share your information with third parties, and use of the program is kept confidential as well – even from your employer.
  • How do I get started?

    Call 1-888-724-2326 to register. Did we mention it’s free? Get started today!

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.